Saturday, December 28, 2019

Use Non-Employee Referrals for Hiring Success

Use Non-Employee Referrals for Hiring Success Use Non-Employee Referrals for Hiring Success You should in the view of John Sullivan, a noted human resources expert from the Silicon Valley. He calls it an emerging trend and one that should be embraced because it expands the number of individuals who are looking for top talent for your firm beyond the traditional employee base.Sullivan offers these advantages to the non-employee referral conceptMore talent scoutsUsing other peoples timeHigh-quality referralsA proven approachA different platzdeckchen of prospectsIncreased speedLow-costYou may strengthen your relationshipsFriends may also become prospectsAs Sullivan notes, many employers say using employee referrals increases the speed of hiring. Also, people doing the job hunting for your company may end up wanting to work there. He also adds that companies and organizations like Verizon Technology, Internosis, Clearlink, the U.S. National Guard, and the information technology company CACI are already embracing non-employee referrals.Any non-employee referral program needs to supplement current employee referrals. Sullivan said a framework should be established to make the program succeed.Set quality expectationsRequire friends to provide detailed information when they referProvide a referral toolkitProvide ownership and motivationTake advantage of every opportunity to ask for referralsMinimize administrative roadblocksThe last point is important, Sullivan says, because referrals should be expedited in the human resources process and any payments for referrals shouldnt be delayed because it could hurt your companys brand and discourage further referrals.A company or organization shouldnt start off with grand rewards for non-employee referrals, Sullivan advises. Rather than offering a large reward, initially try low-cost rewards like free product samples, a booklet of movie tickets, a Starbucks coffee card, or a drawing for a fun vacation trip, he says, adding so me referrers might like to see a donation made to a charity, which helps your business, too.Sullivan suggests the following folks could make good non-employee referrers, or as he calls them friends of friends.Contingent , seasonal, and part-time workers who are not considered as full-time employeesMembers of your board of directorsReferences provided by your quality hiresMajor vendorsClose family membersConsultantsLong-term individual customers or the employees of corporate customersYour college internsTop quality job applicants or finalistsCorporate alumni (former top employees) who can refer.Sullivan admits his idea may not be perfect. He says, As with any program, the friends program can carry with it some potential issues. The most common one is that if you are offering a reward of over $100, the administrative burden of having to issue non-employees 1099 forms to cover tax. Even though it is not proved to be a problem in well-designed programs, executives may also worry that fr iends referrals wont be of a high enough quality.The Wall Street Journal tackled the issue, too. In her At Work column, Lauren Weber calls them amateur recruiters. She says, Companies have long used bonuses and other rewards to get employees to recommend their friends for jobs. About 25% of all new hires come from referrals and 90% of those are from current employees, according to HR consulting firm CareerXroads. Now, thanks to a labor market where the demand for people with hot technology skills outstrips supply, some firms are expanding beyond their employee base.One New York firm offers a roundtrip airline ticket to New York City as a reward (but apparently no lodging or food). Other reward programs give cash to off-the-street referrers. In 2012, Cedars-Sinai Medical Center in Los Angeles sought IT professionals who were certified in a healthcare application called Epic and offered a bounty of $5,000 to be shared by the person hired and the non-employee who referred him or her, s he added.

Monday, December 23, 2019

How Margin Loans Work

How Margin Loans WorkHow Margin Loans WorkMargin loansare loans taken to finance the purchase of securities, usually the purchase of stock (also known as equity). The loans are normally extended by the samefinancial servicesfirm, such a stock brokerage, that the customer uses to trade. They are a common method of financing used by investors and extended by brokerage firms, giving individuals extended credit and increased risk. How Margin Loans are Created The maximum value of a margin loan relative to the value of the underlying securities is set by the Federal Reserve Board. Each firm is free to implement more stringent lending policies than prescribed by the Fed. The portion of the trade price not financed by the margin loan can be paid for in cash or by posting yet other securities as collateral. If securities are posted as collateral, their value must normally be at least twice the amount of cash otherwise required. The standard paperwork for opening a margin account typicall y includes language in which the client allows the firm to lend the securities held therein, at its discretion and with no compensation to the client. More than almost any other type of account, margin account paperwork should be read over carefully, ideally with a financial professional or lawyer to assist with any confusing language. Upside Potential Utilizing leverage by buying securities on margin can significantly increase an investors befhigung for gain. For example, paying $10,000 in cash for a security that doubles in value to $20,000 yields a 100 percent gain, exclusive of commissions, fees, and taxes. Buying the same security with 50 percent down in cash($5,000) and 50 percent obtained through a margin loan ($5,000) would yield a 200 percent net gain (after paying off the $5,000 margin loan), exclusive of commissions, fees, taxes and interest on the loan. Effectively, the brokerage is letting you use their funds to place trades beyond what your net worth would normally allow. Since you are leveraging larger amounts, the potential for larger gain is also there. Downside Risk Leverage cuts both ways. If the value of the security in our example fell from $10,000 to $5,000, a cash customer would incur a 50 percent loss. However, a client who bought the security on 50 percent margin would suffer a complete 100 percent loss. All $5,000 of the remaining value of the security would have to go to paying off the margin loan, and the $5,000 put down in cash would be lost entirely. A margin call, which is the last call you want to receive as an investor, results when there is a fall in the price of securities, either the securities purchased with the margin loan, or the securities posted as collateral for it. A margin call requires the borrower to post yet more collateral in the form of cash or securities. The rules surrounding margin can get rather complex, and differ at the discretion of the lender, but some investors go bankrupt not because they made a bad initial investment, but because they did so on margin. Vetting Clients Because of therisksinvolved, clients should be closely vetted for the appropriateness of giving them access to margin. Unfortunately, brokerages are notoriously lax on this, and will give margin to almost anyone who posts collateral and signs the paperwork. Accordingly,compliance departmentstypically require special paperwork and disclosures to ensure that margin accounts are offered only to clients who fully understand the risks, and who have the financial resources to incur possible losses. The Bottom Line Although trading on margin can give an investor access to increased amounts of return, the risk inherent is best left to only the most seasoned traders. Losing 100 percent of your investment is bad, but you could potentially owe the brokerage if you borrowed against securities that fail to cover the margin loss.

Wednesday, December 18, 2019

The State of Working Dads

The State of Working DadsThe State of Working Dads While 85% of fathers wish they could be mora involved in the lives of their newborns during the early months, less than 50% of fathers take as much time as their countrys policy allows. This is often caused by social norms, financial presayas, and lack of support from their organizations. While we hear a lot about women in the workplace , the rights, and struggles of working fathers are far less discussed and advocated for. To celebrate this Fathers Day, I interviewed working fathers across North America to talk more about what being a working father in 2019 has been like for them. Heres what they had to say When it comes to work life balance, almost all working fathers emphasize the importance of time management. Parenthood has required them to make a mental shift towards being present with their families when they are not at work. Marcus Yco , Head of North America, Waze Local says My perspective on work-life b alance has become clearer as a working parent. Needing to reprioritize and be thoughtful about this balance has helped me to become a better leader.Micheal Goldstein , Chief Revenue Officer at Tucows, says Before kids, I welches less disciplined and would procrastinate. Parenthood is a lesson in time management that everyone can benefit from. If you say youre going to stop working at 600 pm, youll find a way to do it if you work with intention. Ive had to learn to be unapologetic about my schedule and boundaries. My goal is to only do one job at the time so I can give my kids my full attention. Dan Capoferri , Senior Manager at Tucows recalls that years ago, when I saw the parents at work leaving earlier to pick their children up from daycare, I thought it was unfair. After having kids of my own, I completely understand and empathize with them. Now, I strive to produce as much as I can within my allocated working hours, but disconnect from work completely when Im home. I can still p rogress my career during my normal working hours without having to work constantly on evenings or weekends.Yco says that Many things will change when you become a new father Before I had children, I routinely worked evenings and weekends. Even after our first was born, I would leave for work before she woke up and come home well after she had gone to sleep. I realized I was missing out on my daughters life entirely and needed to reprioritize around my new family. Now I own mornings with my kids. I make sure that I come home before they go to bed so that I can say goodnight and spend a few hours with my wife.Capoferri says that having kids has also helped him realize his potential for getting things done within working hours. He says I know that when I go home my phone is locked away in my bedroom and Im spending time with my family. I need to accomplish all of my work before leaving the office. This has led me to become more productive, and has been an excellent upgrade. While these fathers seemed to have found a healthy balance, 63% of fathers feel they spend too little time with their children, compared to 35% of mothers who felt the same. Women often feel guilt around falling short in the many roles they take on. This is no unique feeling, as men express similar concerns. Goldstein says that he too has experienced times when he felt like he was doing everything inadequately. He says Comparing yourself as a parental unit to other parents is hard, especially when youre both working and other parents are not. You feel like others are doing it better and are way ahead. As parents, there is implicit judgment from all ends.There is still social stigma for men wanting to take a more active role in parenting their children. When men take a more active role in their kids life, they are made to be seen as less ambitious or irresponsible as professionals. The ideas of what the gender roles should look like can shake people when you dont fit as prescribed says Gold stein. Saad Bellafquih , founder and manager of a management consulting firm says that while he sees improvements in societal expectations and standards, he doesnt feel like there is full equality yet, especially with the perception of a man taking time off to take care of their family.Alan Zel , president and CEO of Zel Human Capital says We have redefined what it means to have it all. Men can suffer from feeling like they have missed out on raising their children because they had to work. Saad explains that whether you are the mother, or the father, you have the same 24 hours in a day, and whatever area you put focus on will force you to sacrifice elsewhere. He says whats important is to acknowledge that the path we choose is our own.In regards to taking time off for paternity leave, Capoferri says I felt as though people were looking at me sideways, wondering why I deserved to take time offeven going as far as to comment if working dads can take time off for paternity leave, wh at about those who choose not to have children? People would make me feel that this time away with my family was undeserved.While todays fathers aspire to be more involved with their families than ever before, men who interrupt their employment for family reasons earn significantly less after returning to work. While todays fathers spend three times as much time with their children and twice as much time on housework than previous generations, the stigma still exists.When it came to supporting their spouses, Zel says to listen, observe, and dont make assumptions about what your lebenspartner needs. Ask questions and try to really understand and hear what their experience is like Yco says I am incredibly lucky to have a partner that I can talk through my career with. My wife is an equal in decision-making when it comes to my career and how it may impact our family. Tactically, taking on more at home in spurts allows us each enough coverage when career responsibilities spil l into the home/family routine Goldstein says Constant communication, and taking as much pride and being invested in their career as you are your own is important. When you can help your spouses career, that should feel like a win in your career, because youre a team.Capoferri says Give them breaks when they need them. Giving your spouse time to themselves to unwind and focus on something other than children is one of the greatest gifts you can provide.What they all agreed on, was that parenting is a team effort, in which both parents must share the responsibilities. With fathers day upon us, make sure you give thanks to your working fathers for all their support and sacrificesIn part two of this article, well discuss what it was like for fathers to take their paternity leaves, and what organizations can do to help make things easier for working parents.Stacy Pollack is a professional development specialist who helps teams and leaders grow and build new skills. She is passionate abo ut creating opportunities for people to advance in their career while improving the development of organizations. She loves sharing insights on human resources, career building, and networking for success. Stacy also holds an MA in Educational Technology. Connect with her on LinkedIn , Twitter , or at www.stacypollack.com.Are you an employer? Check out our Talent Solutions Blog .Thanks for finding us We cover everything from career advice to the latest company headlines.Were always looking for experts, executives and trends to feature on the Glassdoor blog. Interested? Contact us. And if youre looking for the latest in employer solutions and advice, we recommend our Talent Solutions Blog . It only takes a second see whos viewing your profile and monitor your reputation.

Friday, December 13, 2019

Heres a List of the Best Marine Animal Jobs

Heres a List of the Best Marine Animal JobsHeres a List of the Best Marine Animal JobsThere are many career options for those who want to work with seestreitmacht animals in some capacity. These careers sortiment from training dolphins for major seestreitmacht parks to conducting marine biology research studies on a particular species of interest. Below are several popular job possibilities for those interested in pursuing a marine career. Marine Mammal Trainer Marine mammal trainers work with many different species such as dolphins, whales, seals, and sea lions. Trainers use operant conditioning methods to elicit specific behaviors from the animals under their supervision. Many marine mammal trainers also participate in shows and demonstrations for the public at the facility they work for, whether these are educational events or simple entertainment. Successful marine mammal trainers usually have some combination of formal education and hands-on training in the field. Marine mam mal trainer wages can vary widely depending on the duties of each specific job, but an average range of $30,000 to $40,000 per year is possible. Marine Biologist Marine biologists are scientists who study all types of marine life. Marine biologists may focus their careers by working in areas such as research, academia, or private industry. Advanced degrees (at the Masters or Ph.D. level) are usually required for positions in the field, particularly in education or research. The salary for marine biologists varies based on the level of education. Entry level positions begin around $40,000 per year, while those with advanced degrees may earn over $100,000 per year. Fish and Game Warden Fish and game wardens monitor wilderness areas, manage native species and ensure that hunters and fishermen comply with state and federal laws (as well as any additional local regulations). Work with aquatic species is possible in a variety of patrol locations such as wetlands, ponds, lakes, and rivers. Two to four years of college is required, and most new hires receive extensive on the job training. The salary for fish and game warden positions may vary, but it usually ranges between $50,000 and $60,000 per year. Aquarist Aquarists take care of marine animals kept in the collections of aquariums, zoos, marine parks, and research facilities. They are responsible for all aspects of basic care as well as maintaining proper water quality. These positions generally require a four-year degree. Scuba certification is also a common requirementsince aquarists may spend a significant amount of time in the tanks to complete their feeding and tank maintenance duties. Experienced aquarists can expect to earn $40,000 to $50,000 per year, with the starting salary for new aquarists being about half of that amount. Ichthyologist Ichthyologists are biologists that study fish, sharks, and rays. Positions in ichthyology are available in several areas, including research, teaching, a nd animal collection management. A bachelors degree is required, at a minimum, to be considered an ichthyologist, with most positions requiring more advanced degrees at the Masters or Ph.D. level. Salary varies based on experience and level of education, but compensation in the neighborhood of $60,000 would be a reasonable expectation. Aquaculture Farmer Aquaculture farmers raise fish and shellfish for a variety of uses such as food, bait or breeding stock. Basic animal care, water quality maintenance, and personnel management duties may be a part of an aquaculture position (both technician and management positions are available in the aquaculture industry). Entry level positions may only require a high school diploma, but college degrees are preferred for managerial candidates. An aquaculture technician could expect to earn a salary in the range of $30,000 per year, while an aquaculture manager could expect to earn $60,000 per year or more. Wildlife Veterinarian Wildlife ve terinarians provide health care services for a variety of marine mammals, fish, and other marine life. They may provide annual exams, treat injuries, prescribe medication, and perform surgery when required. Wildlife vets may choose to work in private practice or for businesses such as zoos, marine parks, aquariums, and research facilities. The median wage for all veterinarians is about $90,000, but salary can range from $50,000 to $150,000, or more per year depending on the vets particular specialty and level of education completed. Board certified practitioners generally earn top end salaries. Final Word One final note, completing marine animal internships can be an important step towards a future career in the marine animal industry. Students who complete these hands-on learning opportunities gain valuable hands-on experience that can enhance their resumes. A wide variety of opportunities are available in areas such as research, animal training, aquaculture, and animal health care. Many of these internships require students to have scuba diving certification, so candidates should seek this certification prior to applying.?

Monday, December 9, 2019

The Idiots Guide to Making Free Resumes Revealed

The Idiots Guide to Making Free Resumes Revealed Details of Making Free Resumes A basic resume is also less difficult to read. Usually a resume builder was created with many lists of skills for various occupations. The great thing about the Classic is that anybody can use it. If you are in possession of a lengthy employment history, you dont will need to include all of it. The Benefits of Making Free Resumes A resume thats sometimes known as a curriculum vitae is important if youre looking for employment. Resumes do not need to be boring. They provide the all important first impressions to an employer that an applicant cannot give during the earliest phase of the application process. Hiring managers are busy people and youve got a limited time to pull their focus to your candidacy. Resumes are a technique of introduction to a prospective employer. Boost your opportunities to receive a desirable job with this expert CV freebie. The Tried and True Method for Making Free Resumes in Step by Step Detail When youre asking for a job which relies on the strengths of the person, you will need a resume template which you can inject a little more personality into to make it pop. mora frequently than not, customizing your resume does not signify a major rewrite, but instead just a couple of tweaks. Sometimes all you will need is a timeless style template thats clean, clear and right to the point. If you cant select a favorite, your best option is to stick with easy, thin fonts. In addition, it is a ton simpler to work with an entire document. Afterwards, you may download your resume free of charge, so that you are able to edit it in MS Word or Google Docs. Be very cautious when employing any sort of image, unless youre an expert designer. Our creative templates permit you to stick out from the crowd. So make sure to modify downloaded files to you get to coincide with your experience accordingly. Get your fantasy job with the assistance of this totally free expert PSD freebie. Whispered Making Free Resumes Secrets Also, use keywords for your resume. Uploading to our resume database requires you to make an account. You might wind up with two pages if you include all the suggested additional info. When youre crafting your resume, you will want to ensure youre including the correct info. The Good, the Bad and Making Free Resumes Anyone who would like to platzdeckchen you in charge of children may want to see evidence that youre trustworthy and dependable. Employing a crop-share of flexible cash rent places the land owner in danger and raises the demand for the landowner to be certain of the tenants management abilities. There are a lot of free creative resume templates its possible to use, enabling you to focus your energy on everything else you should do. 1 additional benefit of Monster is that, being international, you can use it in order to discover decent quality resume advice on destinations beyond the USA.Getting th e most of a resource that wont only help save you time, but is shown to elevate your opportunity of scoring a work simply is logical. All you need to do is point and click. You need to be very detailed about your experience in order to trigger more questions for you and boost your odds of getting hired. Naturally, you dont really have the time to do that nor do you must. Using Making Free Resumes This infographic-style resume template is free of charge, but for a small charge, you may download extra templates to produce matching small business cards and portfolio pages. The upcoming free resume template is made in the shape of a brochure. If you choose a template, be sure that it follows all the guidelines given below. Resume templates are one method to guarantee structure behind your resume. Theres no specific length for a resume, and theres no standard to it. As soon as you have modified the standard resume template that you found on the internet, make it simple on your u pcoming self and save several versions of your resume. After that, choose an expert format.

Wednesday, December 4, 2019

New Ideas Into Resume Writing Rules for Consulting Never Before Revealed

New Ideas Into Resume Writing Rules for Consulting Never Before Revealed The New Angle On Resume Writing Rules for Consulting Just Released What is going to be good for you is you will be collaborating with not only an extremely experienced resume writer but a committed career counselor who might suggest options, if youre open, on the way. Consult with our financial consultant resume example for the sum of detail you have to include in the job experience section of your resume. Bear in mind that each and every employer believes that their occupation is easily the most important on the planet. You are also able to get a feeling of the internal language used within a specific industry or company. Employers receive a whole lot of applications on a daily basis and at times it can be tough to grasp what exactly a hiring manager is searching for in a resume. In case you have any questions regarding consulting resumes, do not be afraid to ask them below and well be more than pleas ed to answer them. Consulting firms want achievements. Be sure that your LinkedIn profile and resume are consistent with one another. The Resume Writing Rules for Consulting Game Your resume screener wont know about your area. In such a competitive sector, every facet of your CV should be impeccable. Doing this may just set you in addition to the pile of resumes for a position. A resume contains lots of specific details. Bear in mind that recruiters may see the name of the file that you send them and also dont forget they get a lot of resumes each and every day. You only have to be sure its still cleanly formatted. About Writing operates with integrity and dedication to every customer. Writing a resume 2016 isnt a science. The Fight Against Resume Writing Rules for Consulting The purpose of the section is to provide the man reading your resume a nicht weit davon entfernt sein snapshot of what youve got to offer so they place you in the quick list pile. By offering da ta, youre leave a more powerful impression than youd with a vague statement. As soon as you have put together a very first version of your resume you ought to ask for feedback to improve it. Second, consulting firms get a LOT of applications each year. The many skills connected to the industry have to be exhibited in consultant resumes. If youre open to different forms of jobs, let us know. If you are in possession of a standard resume that you use for different jobs you will probably have to adapt it to showcase the particular soft skills consulting firms start looking for.